Future-proof your Lending Enterprise with Ziva®
The rise of digital has transformed the financial services industry, bringing new challenges to existing players and new entrants alike. Managing the change successfully to a digital-first, mobile-first, customer-centric model is vital for long-term growth. As each company is unique in its own way, this journey requires different approaches.
Novac Ziva® is a cloud lending management software with a comprehensive modules suite designed to cater to the requirements of lending businesses of all sizes across various spectrums.
Manage your entire loan lifecycle with a single, intelligent, and change-ready platform
Comprehensive LOS
Unlock the automation of various business activities involved in a loan processing system with a one-point loan origination software
Supports The Entire Acquisition Lifecycle
From the customer’s onboarding to the underwriter’s decision on the loan disbursement, the acquisition lifecycle tracks all
Seamless Mobility
Mobile platforms enabling relationship executives to onboard customers, create opportunities, loan sanctions, and more.
Effortlessly optimize loan processes, enhance risk assessment, and create unparalleled customer experiences with Ziva®
Loan Origination
Ziva®’s loan origination module is an advanced workflow system built on microservices architecture. It is fully automated , parameterized, and powered by a business rule engine.
Loan Servicing
This module contains the requests for Tenure/Due Date change, part prepayment, loan closure, and recovery management functionalities. It also allows loan services to manage risk, provide better customer service, and address default management challenges.
Product Management
The product management module enables the rapid launch of new products across the lending company based on business norms. It also contains segment-specific offerings and multilevel pricing flexibility.
Collection Management
This module facilitates the collection of monthly repayments, generating statements, and statements of accounts, following up on delinquencies, and maintaining records of payments and balances.
mZiva - Elevate your lending prowess with our Mobile Apps
mZiva - Elevate your lending prowess with our Mobile Apps
For Field Officers
The application enables field officers and customer support technicians in streamlining the lending process from loan application creation to credit approval through the loan origination module.
The mobile app also contains Google coordinates and an in-built day planner for faster and easier access to approving loans anywhere, anytime.
mZiva - Elevate your lending prowess with our Mobile Apps
For Customers/Borrowers
The mZiva app, designed for B2C customers/borrowers, offers a wide range of functionalities, including checking loan application status, exploring payment choices, accessing loan top-ups, and more
How does Ziva® work?
What makes Ziva® Stand Out
Ziva® helps businesses to meet their goals with a lending ecosystem imparted with result-oriented features
- Ready to be deployed in Cloud
- User-Driven Workflow Configuration
- Product ready to market
- Faster new product creation
- AI-enabled Role-based dashboard
- Integrated Accounting Engine
- GUI-based system configuration
- Compliance/ Risk Policies/ Eligibility
- Multi-channel Interfacing capability
- Document Mapping across modules
- Mobility Origination module
- Reporting and Business Analytics
Ziva® implements optimal practices across all lending aspects
Ziva® leverages AI and cloud technologies to aid NBFCs and HFCs in accessing real-time financial data to make informed decisions. With Ziva’s implementation, our clients are experiencing a positive impact on tangible and intangible costs.
20-30%
Reduction in
- Loan Processing time
- Time to set up deals
- IT systems maintenance cost
Designed for Diverse Loan Products
Vehicle loan
Trade Advance
Two-wheeler loan
Housing loan
Equipment Finance
Loan Against property
Jewel loan
SME Loan
Consumer durables
Top-up loan
Business Loan
Personal loan
